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7 Reasons Your Baby Needs Dental Insurance


Do babies need dental insurance?

Ahh, the dentist. Doesn’t that word just conjure up happy, warm, fuzzy feelings? Just kidding. But sometimes we have to do what we don’t like because it’s good for us.

So, should your baby also be seeing a dentist if a dental checkup is such a good idea? Since it’s possible for your baby to get a cavity before taking those first steps, the answer is yes.

What about getting your baby dental insurance? Let’s take a dive into the 7 reasons you should get your baby dental insurance.

1. Protect Your Baby’s Health

Yes, taking your baby to the dentist really can protect your baby’s health. In fact, according to the American Academy of Pediatric Dentistry, your baby should be seeing a dentist by his/her first birthday.

Unless, of course, your little one’s first tooth comes in first. If that’s the case, the AAPD recommends taking your baby to the dentist within 6 months of the first tooth appearing.

2. Dental Insurance Can Prevent Expensive Emergencies

Don’t wait until an emergency happens! Getting your baby dental insurance is a wonderful way to make sure your baby’s oral health is in top-notch condition.

Your baby’s dentist will check your little one’s mouth for early warning signs of problems. These include gum inflammation, cavities, and teeth growing out of place.

3. Opportunity to Ask Your Baby’s Dentist Questions

Having dental insurance for your baby will help to offset some of the costs associated with treatments such as fluoride and cleaning. Moreover, you’ll be able to ask all those burning questions regarding your baby’s oral hygiene that many parents don’t even consider.

For example, did you know you can floss your baby’s teeth? Yes, it’s true! And healthy. So take advantage of the opportunities for learning that your baby’s dental insurance can provide.

4. Baby Bottle Tooth Decay Isn’t a Joke

Preventing and/or treating baby cavities is an integral part of your baby’s health. Did you know that your baby’s oral hygiene can either positively or negatively impact other parts of his/her body?

According to WebMD, baby bottle tooth decay caused by sugary milk, fruit juice, formula, and more can wreak havoc on your baby’s gums and teeth. Keep that unhealthy bacteria in check with proper baby dental insurance.

Poor dental health is like can be like a snowball, slowly growing bigger over time. Having teeth problems at a young age means these problems are more likely to continue throughout the teenage years and then adulthood.

5. Cut Down on Dental Expenses

If your baby is covered with dental insurance, you can avoid some of the high premiums dentists charge. Just like you wouldn’t forego health insurance for your baby, you should think of baby dental insurance the same way.

A dental plan for your baby can cover a variety of different areas. These areas of protection range from preventing cleanings, exams, and possibly even restorative treatments.

6. Accidents Happen. Be Prepared.

Your baby is bound to be adventurous which can only mean one thing… inevitable bruises, bumps, scratches, etc. Learning how to walk isn’t the easiest thing in the world. So if you drop your baby, or if your baby falls and cracks (or chips) a tooth, you’ll be prepared.

Having a baby is already expensive enough. Avoid unnecessary expenses from these milestone mishaps by getting your baby dental insurance. As previously mentioned, oral infections can spread throughout the body.

According to, a chipped tooth can become infected and spread to your baby’s neck and head. Dental insurance for babies can help prevent such serious health problems.

7. Baby Dental Insurance Is Easy to Get

In the United States, the Affordable Care Act mandates that dental coverage is so necessary that it’s required in the health insurance marketplace of all 50 states. If it’s not included, it must at least be available. This remains true up to 19 years of age.

You have two different options for obtaining dental insurance for your baby.

  1. Your own general health plan
  2. Purchasing an independent dental plan specifically for your baby


Getting your baby dental insurance should be viewed as a necessary component of parenthood and child-rearing. If you’re reading this article, it’s likely your baby doesn’t yet have dental insurance, so here are a few tips on how you can keep your baby’s mouth in tip-top shape until you select an insurance plan:

  • After each meal, gently wipe your baby’s teeth clean. You can use a damp washcloth or specially-designed infant toothbrush to do so.
  • Brush your baby’s teeth at least twice daily once the first tooth emerges.
  • Have your baby’s first dental visit scheduled by 12-months-old.
  • Establish healthy dental practices early on. By starting to take care of your baby’s teeth at a young age, your little one will learn to love his/her own teeth. These lessons will carry into adulthood.

What do you think? Does your baby have dental insurance? Sound off in the comments section below!

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